For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Losal branch in Sikar, Losal, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Sikar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code ICIC0004897. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Losal, Sikar

Here are the key points that are associated with the IFSC Code ICIC0004897 of Icici Bank Limited for its branch located in Sikar, within the district of Losal in the state of Rajasthan.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004897
Branch Losal
City Sikar
District Losal
State Rajasthan
Address Icici Bank Ltd, Near Bus Stand Sikar Road Losal Sikar, Rajasthan 332025

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Sikar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0004897 for the Losal branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Losal, Sikar, Rajasthan, is provided a unique IFSC like ICIC0004897 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Sikar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sikar and Losal.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Losal do not get misguided to another person.

Format of the IFSC Code ICIC0004897

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Losal in Sikar.

For example, the IFSC Code ICIC0004897 of Icici Bank Limited for the Losal branch includes these elements, identifying the bank and the branch location in Sikar and Rajasthan correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004897 of Icici Bank Limited for its Losal branch located in Sikar, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Sikar and Losal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Losal or Sikar to find the exact IFSC Code ICIC0004897.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Sikar will provide accurate information.

How to Use IFSC Code ICIC0004897 for Online Transfers?

Once you have the IFSC Code ICIC0004897 for the Losal branch of Icici Bank Limited in Sikar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004897. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004897.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Losal in Sikar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Losal, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sikar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Losal, Sikar?

The IFSC Code is ICIC0004897.

Is the IFSC Code ICIC0004897 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Losal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Losal branch?

The address of the branch is Icici Bank Ltd, Near Bus Stand Sikar Road Losal Sikar, Rajasthan 332025 located in Sikar, Losal, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.