There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Khatushyam Ji branch in Sikar, Khatoo Shyamji, Rajasthan, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Sikar or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code ICIC0004440. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Khatushyam Ji, Sikar
Here are the key points that are associated with the IFSC Code ICIC0004440 of Icici Bank Limited for its branch located in Sikar, within the district of Khatoo Shyamji in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004440 |
| Branch | Khatushyam Ji |
| City | Sikar |
| District | Khatoo Shyamji |
| State | Rajasthan |
| Address | Icici Bank Ltd., Rg Tower, Ground Floor, Opp. Veterinary Hospital, Village Khatushyam Ji, Sikar, Rajasthan.332602 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Sikar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004440 for the Khatushyam Ji branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004440 is given to every bank branch, including Icici Bank Limited located in Khatushyam Ji, Sikar, Rajasthan, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Sikar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sikar and Khatoo Shyamji.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Khatushyam Ji doesn't end up at another location.
Format of the IFSC Code ICIC0004440
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khatushyam Ji in Sikar.
For example, the IFSC Code ICIC0004440 of Icici Bank Limited for the Khatushyam Ji branch includes these elements, identifying the bank and the branch location in Sikar and Rajasthan accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0004440 of Icici Bank Limited for its Khatushyam Ji branch located in Sikar, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Sikar and Khatoo Shyamji, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Khatushyam Ji or Sikar to get the exact IFSC Code ICIC0004440.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Sikar, then it will provide you proper information.
How to Use IFSC Code ICIC0004440 for Online Transfers?
Once you have the IFSC Code ICIC0004440 for the Khatushyam Ji branch of Icici Bank Limited in Sikar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0004440. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004440.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Khatushyam Ji in Sikar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Khatushyam Ji, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sikar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004440.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Rg Tower, Ground Floor, Opp. Veterinary Hospital, Village Khatushyam Ji, Sikar, Rajasthan.332602 located in Sikar, Khatoo Shyamji, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.