Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Demow branch in Sibsagar, Demow Charali, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Sibsagar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code ICIC0007993. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Demow, Sibsagar

Here are the main details that are associated with the IFSC Code ICIC0007993 of Icici Bank Limited for its branch located in Sibsagar, within the district of Demow Charali in the state of Assam.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007993
Branch Demow
City Sibsagar
District Demow Charali
State Assam
Address Icici Bank Ltd A T Road Dutta Complex Demow Chariali Opp Kali Mandir Dist Sibsagar Assam 785662

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Sibsagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0007993 for the Demow branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Demow, Sibsagar, Assam, are allotted a unique IFSC like ICIC0007993 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sibsagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sibsagar and Demow Charali.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Demow reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code ICIC0007993

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Demow in Sibsagar.

For example, the IFSC Code ICIC0007993 of Icici Bank Limited for the Demow branch includes these elements, identifying the bank and the branch location in Sibsagar and Assam correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0007993 of Icici Bank Limited for its Demow branch located in Sibsagar, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Sibsagar and Demow Charali, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Demow or Sibsagar to get the exact IFSC Code ICIC0007993.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Sibsagar, then it will provide you proper information.

How to Use IFSC Code ICIC0007993 for Online Transfers?

Once you have the IFSC Code ICIC0007993 for the Demow branch of Icici Bank Limited in Sibsagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007993. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0007993.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Demow in Sibsagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Demow, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sibsagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Demow, Sibsagar?

The IFSC Code is ICIC0007993.

Is the IFSC Code ICIC0007993 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Demow?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Demow branch?

The address of the branch is Icici Bank Ltd A T Road Dutta Complex Demow Chariali Opp Kali Mandir Dist Sibsagar Assam 785662 located in Sibsagar, Demow Charali, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.