IFSC Code of Icici Bank Limited, Saraikela, Seraikela, Jharkhand — ICIC0004503

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Saraikela branch in Saraikela-Kharsawan, Seraikela, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Saraikela-Kharsawan or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0004503. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Saraikela, Saraikela-Kharsawan

Here are some of the key details that come with the IFSC Code ICIC0004503 of Icici Bank Limited for its branch located in Saraikela-Kharsawan, within the district of Seraikela in the state of Jharkhand.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Saraikela-Kharsawan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004503 for the Saraikela branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Saraikela, Saraikela-Kharsawan, Jharkhand, is provided a unique IFSC like ICIC0004503 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Saraikela-Kharsawan.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Saraikela-Kharsawan and Seraikela.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Saraikela do not get misguided to another person.

Format of the IFSC Code ICIC0004503

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saraikela in Saraikela-Kharsawan.

For example, the IFSC Code ICIC0004503 of Icici Bank Limited for the Saraikela branch includes these elements, identifying the bank and the branch location in Saraikela-Kharsawan and Jharkhand correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004503 of Icici Bank Limited for its Saraikela branch located in Saraikela-Kharsawan, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Saraikela-Kharsawan and Seraikela, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Saraikela or Saraikela-Kharsawan to find the exact IFSC Code ICIC0004503.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Saraikela-Kharsawan will provide accurate information.

How to Use IFSC Code ICIC0004503 for Online Transfers?

Once you have the IFSC Code ICIC0004503 for the Saraikela branch of Icici Bank Limited in Saraikela-Kharsawan, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004503. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004503.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Saraikela in Saraikela-Kharsawan, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Saraikela, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Saraikela-Kharsawan to handle online money transfers and get their cheques cleared smoothly.