The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Bhadohi branch in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Sant Ravidas Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0000820. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Bhadohi, Sant Ravidas Nagar

The table below shows the main details of the IFSC Code ICIC0000820 for the Icici Bank Limited branch in Sant Ravidas Nagar, which falls under the Bhadohi district in Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000820
Branch Bhadohi
City Sant Ravidas Nagar
District Bhadohi
State Uttar Pradesh
Address Icici Bank Ltd., Plot No 72-71,Sudha Complex, Chak Saif Main Road, Bhadohi, Up.221401

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Sant Ravidas Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0000820 for the Bhadohi branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Bhadohi, Sant Ravidas Nagar, Uttar Pradesh, is provided a unique IFSC like ICIC0000820 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Sant Ravidas Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sant Ravidas Nagar and Bhadohi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Bhadohi do not get misguided to another person.

Format of the IFSC Code ICIC0000820

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhadohi in Sant Ravidas Nagar.

For example, the IFSC Code ICIC0000820 of Icici Bank Limited for the Bhadohi branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000820 of Icici Bank Limited for its Bhadohi branch located in Sant Ravidas Nagar, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Sant Ravidas Nagar and Bhadohi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Bhadohi or Sant Ravidas Nagar to get the exact IFSC Code ICIC0000820.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Sant Ravidas Nagar, you'll get the correct details.

How to Use IFSC Code ICIC0000820 for Online Transfers?

If you have the IFSC Code ICIC0000820 for the Bhadohi branch of Icici Bank Limited in Sant Ravidas Nagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000820. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0000820.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Bhadohi in Sant Ravidas Nagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bhadohi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sant Ravidas Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bhadohi, Sant Ravidas Nagar?

The IFSC Code is ICIC0000820.

Is the IFSC Code ICIC0000820 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bhadohi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhadohi branch?

The address of the branch is Icici Bank Ltd., Plot No 72-71,Sudha Complex, Chak Saif Main Road, Bhadohi, Up.221401 located in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.