There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Kalal Majra branch in Sangrur, Barnala, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Sangrur or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code ICIC0004251. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kalal Majra, Sangrur

Here are the main details that are associated with the IFSC Code ICIC0004251 of Icici Bank Limited for its branch located in Sangrur, within the district of Barnala in the state of Punjab.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004251
Branch Kalal Majra
City Sangrur
District Barnala
State Punjab
Address Icici Bank Ltd., Vandp.O Kalal Majra, Dist.Barnala, Punjab.148104

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Sangrur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004251 for the Kalal Majra branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kalal Majra, Sangrur, Punjab, is provided with a unique IFSC like ICIC0004251 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Sangrur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sangrur and Barnala.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Kalal Majra do not get mixed with another location.

Format of the IFSC Code ICIC0004251

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kalal Majra in Sangrur.

For example, the IFSC Code ICIC0004251 of Icici Bank Limited for the Kalal Majra branch includes these elements, identifying the bank and the branch location in Sangrur and Punjab accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004251 of Icici Bank Limited for its Kalal Majra branch located in Sangrur, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Sangrur and Barnala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Kalal Majra or Sangrur to find the exact IFSC Code ICIC0004251.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Sangrur will provide accurate information.

How to Use IFSC Code ICIC0004251 for Online Transfers?

Once you have the IFSC Code ICIC0004251 for the Kalal Majra branch of Icici Bank Limited in Sangrur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004251. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004251.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Kalal Majra in Sangrur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kalal Majra, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sangrur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Kalal Majra Sangrur?

The IFSC Code of the Kalal Majra Sangrur branch is ICIC0004251.

Is IFSC Code ICIC0004251 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Kalal Majra branch?

The branch is located at Icici Bank Ltd., Vandp.O Kalal Majra, Dist.Barnala, Punjab.148104.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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