IFSC Code of Icici Bank Limited, Vijaypur, Ramgarh, Jammu And Kashmir — ICIC0005463

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Vijaypur branch in Samba, Ramgarh, Jammu And Kashmir, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Samba or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code ICIC0005463. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Vijaypur, Samba

Below in the table are the key details related to IFSC Code ICIC0005463 of Icici Bank Limited for its branch located in Samba, within the district of Ramgarh in the state of Jammu And Kashmir.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Samba for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005463 for the Vijaypur branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Vijaypur, Samba, Jammu And Kashmir, are allotted a unique IFSC like ICIC0005463 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Samba.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Samba and Ramgarh.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Vijaypur reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.

Format of the IFSC Code ICIC0005463

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vijaypur in Samba.

For example, the IFSC Code ICIC0005463 of Icici Bank Limited for the Vijaypur branch includes these elements, identifying the bank and the branch location in Samba and Jammu And Kashmir accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0005463 of Icici Bank Limited for its Vijaypur branch located in Samba, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Samba and Ramgarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Vijaypur or Samba to get the exact IFSC Code ICIC0005463.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Samba, you'll get the correct details.

How to Use IFSC Code ICIC0005463 for Online Transfers?

Once you have the IFSC Code ICIC0005463 for the Vijaypur branch of Icici Bank Limited in Samba, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0005463. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0005463.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Vijaypur in Samba, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Vijaypur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Samba to handle online money transfers and get their cheques cleared smoothly.