Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Samastipur, Bihar branch in Samastipur, Samastipur, or Bihar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Samastipur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0001336. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Samastipur, Bihar, Samastipur
Here are some of the key details that come with the IFSC Code ICIC0001336 of Icici Bank Limited for its branch located in Samastipur, within the district of Samastipur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001336 |
| Branch | Samastipur, Bihar |
| City | Samastipur |
| District | Samastipur |
| State | Bihar |
| Address | Icici Bank Ltd., New Market Station Road, Near H.P.Ghosh Petrol Pump, Samastipur Samastipur Dist., Bihar.848101 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Samastipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001336 for the Samastipur, Bihar branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Samastipur, Bihar, Samastipur, Bihar, is provided a unique IFSC like ICIC0001336 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Samastipur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Samastipur and Samastipur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Samastipur, Bihar do not get misguided to another person.
Format of the IFSC Code ICIC0001336
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Samastipur, Bihar in Samastipur.
For example, the IFSC Code ICIC0001336 of Icici Bank Limited for the Samastipur, Bihar branch includes these elements, identifying the bank and the branch location in Samastipur and Bihar accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001336 of Icici Bank Limited for its Samastipur, Bihar branch located in Samastipur, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Samastipur and Samastipur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Samastipur, Bihar or Samastipur to get the exact IFSC Code ICIC0001336.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Samastipur, you'll get the correct details.
How to Use IFSC Code ICIC0001336 for Online Transfers?
Once you have the IFSC Code ICIC0001336 for the Samastipur, Bihar branch of Icici Bank Limited in Samastipur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001336. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001336.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Samastipur, Bihar in Samastipur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Samastipur, Bihar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Samastipur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001336.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., New Market Station Road, Near H.P.Ghosh Petrol Pump, Samastipur Samastipur Dist., Bihar.848101 located in Samastipur, Samastipur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.