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IFSC Code of Icici Bank Limited, Aerocity Mohali, Sas Nagar Mohali, Punjab — ICIC0005646

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Aerocity Mohali branch in Sahibzada Ajit Singh Nagar, Sas Nagar Mohali, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Sahibzada Ajit Singh Nagar or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code ICIC0005646. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Aerocity Mohali, Sahibzada Ajit Singh Nagar

Here are the main details that are associated with the IFSC Code ICIC0005646 of Icici Bank Limited for its branch located in Sahibzada Ajit Singh Nagar, within the district of Sas Nagar Mohali in the state of Punjab.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0005646
Branch Aerocity Mohali
City Sahibzada Ajit Singh Nagar
District Sas Nagar Mohali
State Punjab
Address Icici Bank Ltd Sco 21 Block G Aerocity Mohali 140603

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Sahibzada Ajit Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005646 for the Aerocity Mohali branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Aerocity Mohali, Sahibzada Ajit Singh Nagar, Punjab, is provided with a unique IFSC like ICIC0005646 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Sahibzada Ajit Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sahibzada Ajit Singh Nagar and Sas Nagar Mohali.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Aerocity Mohali do not get mixed with another location.

Format of the IFSC Code ICIC0005646

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Aerocity Mohali in Sahibzada Ajit Singh Nagar.

For example, the IFSC Code ICIC0005646 of Icici Bank Limited for the Aerocity Mohali branch has these elements, identifying the bank and the branch location in Sahibzada Ajit Singh Nagar and Punjab correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0005646 of Icici Bank Limited for its Aerocity Mohali branch located in Sahibzada Ajit Singh Nagar, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Sahibzada Ajit Singh Nagar and Sas Nagar Mohali, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Aerocity Mohali or Sahibzada Ajit Singh Nagar to get the exact IFSC Code ICIC0005646.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Sahibzada Ajit Singh Nagar, you'll get the correct details.

How to Use IFSC Code ICIC0005646 for Online Transfers?

Once you have the IFSC Code ICIC0005646 for the Aerocity Mohali branch of Icici Bank Limited in Sahibzada Ajit Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0005646. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0005646.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Aerocity Mohali in Sahibzada Ajit Singh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Aerocity Mohali, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sahibzada Ajit Singh Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Aerocity Mohali, Sahibzada Ajit Singh Nagar?

The IFSC Code is ICIC0005646.

Is the IFSC Code ICIC0005646 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Aerocity Mohali?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Aerocity Mohali branch?

The address of the branch is Icici Bank Ltd Sco 21 Block G Aerocity Mohali 140603 located in Sahibzada Ajit Singh Nagar, Sas Nagar Mohali, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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