The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Sahebganj branch in Sahebganj, Sahibganj, Sahebganj, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Sahebganj or anywhere in Sahebganj can transfer funds instantly by using the correct IFSC Code ICIC0007812. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Sahebganj, Sahebganj
Here are some of the key details that come with the IFSC Code ICIC0007812 of Icici Bank Limited for its branch located in Sahebganj, within the district of Sahibganj in the state of Sahebganj.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0007812 |
| Branch | Sahebganj |
| City | Sahebganj |
| District | Sahibganj |
| State | Sahebganj |
| Address | Icici Bank Ltd., College Road, Chattidurga, Sahebganj, Jharkhand.816109 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Sahebganj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0007812 for the Sahebganj branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Sahebganj, Sahebganj, Sahebganj, are given a unique IFSC like ICIC0007812 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sahebganj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Sahebganj and Sahibganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Sahebganj goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Sahebganj and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0007812
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sahebganj in Sahebganj.
For example, the IFSC Code ICIC0007812 of Icici Bank Limited for the Sahebganj branch includes these elements, identifying the bank and the branch location in Sahebganj and Sahebganj correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0007812 of Icici Bank Limited for its Sahebganj branch located in Sahebganj, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Sahebganj and Sahibganj, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Sahebganj or Sahebganj to get the exact IFSC Code ICIC0007812.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Sahebganj, you'll get the correct details.
How to Use IFSC Code ICIC0007812 for Online Transfers?
Once you have the IFSC Code ICIC0007812 for the Sahebganj branch of Icici Bank Limited in Sahebganj, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0007812. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007812.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Sahebganj in Sahebganj may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sahebganj, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sahebganj manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0007812.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., College Road, Chattidurga, Sahebganj, Jharkhand.816109 located in Sahebganj, Sahibganj, Sahebganj.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.