The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Kurali, Punjab branch in Rupnagar, Kurali, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Rupnagar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0001524. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Kurali, Punjab, Rupnagar

Here are some of the key details that come with the IFSC Code ICIC0001524 of Icici Bank Limited for its branch located in Rupnagar, within the district of Kurali in the state of Punjab.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001524
Branch Kurali, Punjab
City Rupnagar
District Kurali
State Punjab
Address Icici Bank Ltd., Kuralichandigarh Highway, Ward No.7, Kurali, Dist Rupnagar, Punjab.140103

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Rupnagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001524 for the Kurali, Punjab branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kurali, Punjab, Rupnagar, Punjab, are allotted a unique IFSC like ICIC0001524 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rupnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rupnagar and Kurali.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Kurali, Punjab reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code ICIC0001524

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kurali, Punjab in Rupnagar.

For example, the IFSC Code ICIC0001524 of Icici Bank Limited for the Kurali, Punjab branch includes these elements, identifying the bank and the branch location in Rupnagar and Punjab correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001524 of Icici Bank Limited for its Kurali, Punjab branch located in Rupnagar, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Rupnagar and Kurali, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Kurali, Punjab or Rupnagar to get the exact IFSC Code ICIC0001524.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Rupnagar, you'll get the correct details.

How to Use IFSC Code ICIC0001524 for Online Transfers?

If you have the IFSC Code ICIC0001524 for the Kurali, Punjab branch of Icici Bank Limited in Rupnagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001524. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0001524.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Kurali, Punjab in Rupnagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kurali, Punjab, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rupnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Kurali, Punjab, Rupnagar?

The IFSC Code is ICIC0001524.

Is the IFSC Code ICIC0001524 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Kurali, Punjab?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kurali, Punjab branch?

The address of the branch is Icici Bank Ltd., Kuralichandigarh Highway, Ward No.7, Kurali, Dist Rupnagar, Punjab.140103 located in Rupnagar, Kurali, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.