Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Nongpoh branch in Ri Bhoi, Nongpoh, or Ri Bhoi, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Ri Bhoi or anywhere in Ri Bhoi can transfer funds instantly by using the correct IFSC Code ICIC0007282. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Nongpoh, Ri Bhoi
Here are some of the key details that come with the IFSC Code ICIC0007282 of Icici Bank Limited for its branch located in Ri Bhoi, within the district of Nongpoh in the state of Ri Bhoi.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0007282 |
| Branch | Nongpoh |
| City | Ri Bhoi |
| District | Nongpoh |
| State | Ri Bhoi |
| Address | Icici Bank Ltd., Nongpoh Shopping Complex, Nongpoh, G.S. Road, Dist. Ribhoi, Meghalaya.793102 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Ri Bhoi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0007282 for the Nongpoh branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Nongpoh, Ri Bhoi, Ri Bhoi, are allotted a unique IFSC like ICIC0007282 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ri Bhoi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ri Bhoi and Nongpoh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Nongpoh reaches the right place, even though there are thousands of branches in Ri Bhoi and across India.
Format of the IFSC Code ICIC0007282
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nongpoh in Ri Bhoi.
For example, the IFSC Code ICIC0007282 of Icici Bank Limited for the Nongpoh branch includes these elements, identifying the bank and the branch location in Ri Bhoi and Ri Bhoi accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0007282 of Icici Bank Limited for its Nongpoh branch located in Ri Bhoi, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Ri Bhoi and Nongpoh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Nongpoh or Ri Bhoi to find the exact IFSC Code ICIC0007282.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Ri Bhoi will provide accurate information.
How to Use IFSC Code ICIC0007282 for Online Transfers?
Once you have the IFSC Code ICIC0007282 for the Nongpoh branch of Icici Bank Limited in Ri Bhoi, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0007282. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0007282.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Nongpoh in Ri Bhoi, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Nongpoh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ri Bhoi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0007282.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Nongpoh Shopping Complex, Nongpoh, G.S. Road, Dist. Ribhoi, Meghalaya.793102 located in Ri Bhoi, Nongpoh, Ri Bhoi.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.