For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Baridua branch in Ri Bhoi, Jorabat, Meghalaya, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Ri Bhoi or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code ICIC0008243. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Baridua, Ri Bhoi
Here are some of the key details that come with the IFSC Code ICIC0008243 of Icici Bank Limited for its branch located in Ri Bhoi, within the district of Jorabat in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0008243 |
| Branch | Baridua |
| City | Ri Bhoi |
| District | Jorabat |
| State | Meghalaya |
| Address | Icici Bank Ltd Baridua 9Th Mile Opp Crpf Gate No 1 Dist Ri Bhoi Meghalaya 793101 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Ri Bhoi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008243 for the Baridua branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Baridua, Ri Bhoi, Meghalaya, are allotted a unique IFSC like ICIC0008243 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ri Bhoi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ri Bhoi and Jorabat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Baridua reaches the right place, even though there are thousands of branches in Meghalaya and across India.
Format of the IFSC Code ICIC0008243
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baridua in Ri Bhoi.
For example, the IFSC Code ICIC0008243 of Icici Bank Limited for the Baridua branch includes these elements, identifying the bank and the branch location in Ri Bhoi and Meghalaya accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0008243 of Icici Bank Limited for its Baridua branch located in Ri Bhoi, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Ri Bhoi and Jorabat, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Baridua or Ri Bhoi to get the exact IFSC Code ICIC0008243.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ri Bhoi, you'll get the correct details.
How to Use IFSC Code ICIC0008243 for Online Transfers?
Once you have the IFSC Code ICIC0008243 for the Baridua branch of Icici Bank Limited in Ri Bhoi, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0008243. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0008243.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Baridua in Ri Bhoi, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Baridua, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ri Bhoi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Baridua Ri Bhoi branch is ICIC0008243.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd Baridua 9Th Mile Opp Crpf Gate No 1 Dist Ri Bhoi Meghalaya 793101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.