The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Rajapur Urban Coop Bank Ltd branch in Ratnagiri, Rajapur, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Ratnagiri or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC00RUCBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Rajapur Urban Coop Bank Ltd, Ratnagiri
Below in the table are the key details related to IFSC Code ICIC00RUCBL of Icici Bank Limited for its branch located in Ratnagiri, within the district of Rajapur in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00RUCBL |
| Branch | Rajapur Urban Coop Bank Ltd |
| City | Ratnagiri |
| District | Rajapur |
| State | Maharashtra |
| Address | The Royal Plaza,Mumbai Goa Highway,Opp To Rajapur S.T Depot,Tal Rajapur,Ratnagiri |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Ratnagiri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC00RUCBL for the Rajapur Urban Coop Bank Ltd branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Rajapur Urban Coop Bank Ltd, Ratnagiri, Maharashtra, is provided a unique IFSC like ICIC00RUCBL so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Ratnagiri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ratnagiri and Rajapur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Rajapur Urban Coop Bank Ltd do not get misguided to another person.
Format of the IFSC Code ICIC00RUCBL
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rajapur Urban Coop Bank Ltd in Ratnagiri.
For example, the IFSC Code ICIC00RUCBL of Icici Bank Limited for the Rajapur Urban Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in Ratnagiri and Maharashtra accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC00RUCBL of Icici Bank Limited for its Rajapur Urban Coop Bank Ltd branch located in Ratnagiri, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Ratnagiri and Rajapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Rajapur Urban Coop Bank Ltd or Ratnagiri to get the exact IFSC Code ICIC00RUCBL.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Ratnagiri, then it will provide you proper information.
How to Use IFSC Code ICIC00RUCBL for Online Transfers?
Once you have the IFSC Code ICIC00RUCBL for the Rajapur Urban Coop Bank Ltd branch of Icici Bank Limited in Ratnagiri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC00RUCBL. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00RUCBL.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Rajapur Urban Coop Bank Ltd in Ratnagiri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Rajapur Urban Coop Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ratnagiri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00RUCBL.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is The Royal Plaza,Mumbai Goa Highway,Opp To Rajapur S.T Depot,Tal Rajapur,Ratnagiri located in Ratnagiri, Rajapur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.