There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Dapoli Camp, Maharashtra branch in Ratnagiri, Dapoli, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Ratnagiri or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code ICIC0001481. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Dapoli Camp, Maharashtra, Ratnagiri
Below in the table are the key details related to IFSC Code ICIC0001481 of Icici Bank Limited for its branch located in Ratnagiri, within the district of Dapoli in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001481 |
| Branch | Dapoli Camp, Maharashtra |
| City | Ratnagiri |
| District | Dapoli |
| State | Maharashtra |
| Address | Icici Bank Ltd, Phatak Capital, Ground Floor, Shop No. 15, 16 And 19, Opp. Radha Krishna Mandir, Dapoli-Harnai Road, Dapoli, Dist Ratnagiri, Maharashtra - 415712 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Ratnagiri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001481 for the Dapoli Camp, Maharashtra branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001481 is given to every bank branch, including Icici Bank Limited located in Dapoli Camp, Maharashtra, Ratnagiri, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Ratnagiri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ratnagiri and Dapoli.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Dapoli Camp, Maharashtra doesn't end up at another location.
Format of the IFSC Code ICIC0001481
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dapoli Camp, Maharashtra in Ratnagiri.
For example, the IFSC Code ICIC0001481 of Icici Bank Limited for the Dapoli Camp, Maharashtra branch includes these elements, identifying the bank and the branch location in Ratnagiri and Maharashtra accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0001481 of Icici Bank Limited for its Dapoli Camp, Maharashtra branch located in Ratnagiri, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Ratnagiri and Dapoli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Dapoli Camp, Maharashtra or Ratnagiri to get the exact IFSC Code ICIC0001481.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Ratnagiri, then it will provide you proper information.
How to Use IFSC Code ICIC0001481 for Online Transfers?
Once you have the IFSC Code ICIC0001481 for the Dapoli Camp, Maharashtra branch of Icici Bank Limited in Ratnagiri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001481. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001481.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Dapoli Camp, Maharashtra in Ratnagiri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Dapoli Camp, Maharashtra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ratnagiri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001481.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd, Phatak Capital, Ground Floor, Shop No. 15, 16 And 19, Opp. Radha Krishna Mandir, Dapoli-Harnai Road, Dapoli, Dist Ratnagiri, Maharashtra - 415712 located in Ratnagiri, Dapoli, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.