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IFSC Code of Icici Bank Limited, Pandiyur, Ramanathapuram, Tamil Nadu — ICIC0003034

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Pandiyur branch in Ramanathapuram, Ramanathapuram, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Ramanathapuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0003034. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Pandiyur, Ramanathapuram

Here are the key points that are associated with the IFSC Code ICIC0003034 of Icici Bank Limited for its branch located in Ramanathapuram, within the district of Ramanathapuram in the state of Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0003034
Branch Pandiyur
City Ramanathapuram
District Ramanathapuram
State Tamil Nadu
Address Icici Bank Ltd., Village Pandiyur, Sub District Paramakudi, District Ramanathapuram, State Tamil Nadu.623705

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Ramanathapuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003034 for the Pandiyur branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Pandiyur, Ramanathapuram, Tamil Nadu, are given a unique IFSC like ICIC0003034 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ramanathapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ramanathapuram and Ramanathapuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Pandiyur goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0003034

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pandiyur in Ramanathapuram.

For example, the IFSC Code ICIC0003034 of Icici Bank Limited for the Pandiyur branch includes these elements, identifying the bank and the branch location in Ramanathapuram and Tamil Nadu accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0003034 of Icici Bank Limited for its Pandiyur branch located in Ramanathapuram, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ramanathapuram and Ramanathapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Pandiyur or Ramanathapuram to get the exact IFSC Code ICIC0003034.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Ramanathapuram that will provide accurate information.

How to Use IFSC Code ICIC0003034 for Online Transfers?

If you have the IFSC Code ICIC0003034 for the Pandiyur branch of Icici Bank Limited in Ramanathapuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0003034. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0003034.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Pandiyur in Ramanathapuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Pandiyur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ramanathapuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Pandiyur Ramanathapuram?

The IFSC Code of the Pandiyur Ramanathapuram branch is ICIC0003034.

Is IFSC Code ICIC0003034 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Pandiyur branch?

The branch is located at Icici Bank Ltd., Village Pandiyur, Sub District Paramakudi, District Ramanathapuram, State Tamil Nadu.623705.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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