Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Nirvagasabhaieaststreetpanaikulam branch in Ramanathapuram, Panaikulam, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Ramanathapuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0006170. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Nirvagasabhaieaststreetpanaikulam, Ramanathapuram

The table below shows the main details of the IFSC Code ICIC0006170 for the Icici Bank Limited branch in Ramanathapuram, which falls under the Panaikulam district in Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0006170
Branch Nirvagasabhaieaststreetpanaikulam
City Ramanathapuram
District Panaikulam
State Tamil Nadu
Address Icici Bank Ltd., 7/46, Nirvagasabhai East Street, Panaikulam, Ramnad Dist., Tamil Nadu.623522

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Ramanathapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006170 for the Nirvagasabhaieaststreetpanaikulam branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Nirvagasabhaieaststreetpanaikulam, Ramanathapuram, Tamil Nadu, are given a unique IFSC like ICIC0006170 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ramanathapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ramanathapuram and Panaikulam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Nirvagasabhaieaststreetpanaikulam goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0006170

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nirvagasabhaieaststreetpanaikulam in Ramanathapuram.

For example, the IFSC Code ICIC0006170 of Icici Bank Limited for the Nirvagasabhaieaststreetpanaikulam branch has these elements, identifying the bank and the branch location in Ramanathapuram and Tamil Nadu correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0006170 of Icici Bank Limited for its Nirvagasabhaieaststreetpanaikulam branch located in Ramanathapuram, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ramanathapuram and Panaikulam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Nirvagasabhaieaststreetpanaikulam or Ramanathapuram to get the exact IFSC Code ICIC0006170.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Ramanathapuram that will provide accurate information.

How to Use IFSC Code ICIC0006170 for Online Transfers?

Once you have the IFSC Code ICIC0006170 for the Nirvagasabhaieaststreetpanaikulam branch of Icici Bank Limited in Ramanathapuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0006170. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006170.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Nirvagasabhaieaststreetpanaikulam in Ramanathapuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Nirvagasabhaieaststreetpanaikulam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ramanathapuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Nirvagasabhaieaststreetpanaikulam, Ramanathapuram?

The IFSC Code is ICIC0006170.

Is the IFSC Code ICIC0006170 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Nirvagasabhaieaststreetpanaikulam?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nirvagasabhaieaststreetpanaikulam branch?

The address of the branch is Icici Bank Ltd., 7/46, Nirvagasabhai East Street, Panaikulam, Ramnad Dist., Tamil Nadu.623522 located in Ramanathapuram, Panaikulam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.