The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Kilakarai branch in Ramanathapuram, Kilakarai, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Ramanathapuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0000545. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Kilakarai, Ramanathapuram
Below in the table are the key details related to IFSC Code ICIC0000545 of Icici Bank Limited for its branch located in Ramanathapuram, within the district of Kilakarai in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000545 |
| Branch | Kilakarai |
| City | Ramanathapuram |
| District | Kilakarai |
| State | Tamil Nadu |
| Address | Icici Bank Ltd., No. 29, Main Raod, Keelakarai, Ramanathapuram, Tamil Nadu.623517 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Ramanathapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000545 for the Kilakarai branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kilakarai, Ramanathapuram, Tamil Nadu, are allotted a unique IFSC like ICIC0000545 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ramanathapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ramanathapuram and Kilakarai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Kilakarai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code ICIC0000545
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kilakarai in Ramanathapuram.
For example, the IFSC Code ICIC0000545 of Icici Bank Limited for the Kilakarai branch includes these elements, identifying the bank and the branch location in Ramanathapuram and Tamil Nadu correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0000545 of Icici Bank Limited for its Kilakarai branch located in Ramanathapuram, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Ramanathapuram and Kilakarai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Kilakarai or Ramanathapuram to get the exact IFSC Code ICIC0000545.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Ramanathapuram, then it will provide you proper information.
How to Use IFSC Code ICIC0000545 for Online Transfers?
Once you have the IFSC Code ICIC0000545 for the Kilakarai branch of Icici Bank Limited in Ramanathapuram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0000545. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000545.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Kilakarai in Ramanathapuram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kilakarai, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ramanathapuram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0000545.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., No. 29, Main Raod, Keelakarai, Ramanathapuram, Tamil Nadu.623517 located in Ramanathapuram, Kilakarai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.