The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Potha branch in Rajouri, Thana Mandi, Jammu And Kashmir, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Rajouri or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code ICIC0004543. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Potha, Rajouri

Here are the main details that are associated with the IFSC Code ICIC0004543 of Icici Bank Limited for its branch located in Rajouri, within the district of Thana Mandi in the state of Jammu And Kashmir.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004543
Branch Potha
City Rajouri
District Thana Mandi
State Jammu And Kashmir
Address Icici Bank Ltd., Bypass Potha, Adjacent To Pir Panchal Hospital, Potha, Surankot, Poonch, Jammu And Kashmir.185121

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Rajouri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004543 for the Potha branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Potha, Rajouri, Jammu And Kashmir, are allotted a unique IFSC like ICIC0004543 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajouri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajouri and Thana Mandi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Potha reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.

Format of the IFSC Code ICIC0004543

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Potha in Rajouri.

For example, the IFSC Code ICIC0004543 of Icici Bank Limited for the Potha branch includes these elements, identifying the bank and the branch location in Rajouri and Jammu And Kashmir accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004543 of Icici Bank Limited for its Potha branch located in Rajouri, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Rajouri and Thana Mandi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Potha or Rajouri to get the exact IFSC Code ICIC0004543.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Rajouri, you'll get the correct details.

How to Use IFSC Code ICIC0004543 for Online Transfers?

Once you have the IFSC Code ICIC0004543 for the Potha branch of Icici Bank Limited in Rajouri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004543. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004543.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Potha in Rajouri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Potha, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rajouri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Potha Rajouri?

The IFSC Code of the Potha Rajouri branch is ICIC0004543.

Is IFSC Code ICIC0004543 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Potha branch?

The branch is located at Icici Bank Ltd., Bypass Potha, Adjacent To Pir Panchal Hospital, Potha, Surankot, Poonch, Jammu And Kashmir.185121.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.