Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Badhoon branch in Rajouri, Budhal, Jammu And Kashmir, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Rajouri or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code ICIC0008271. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Badhoon, Rajouri

Below in the table are the key details related to IFSC Code ICIC0008271 of Icici Bank Limited for its branch located in Rajouri, within the district of Budhal in the state of Jammu And Kashmir.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0008271
Branch Badhoon
City Rajouri
District Budhal
State Jammu And Kashmir
Address Icici Bank Ltd Khasra No 189 Khewat No 113 Vpo Badhoon Dist Rajouri Jammu And Kashmir

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Rajouri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008271 for the Badhoon branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Badhoon, Rajouri, Jammu And Kashmir, are allotted a unique IFSC like ICIC0008271 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajouri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajouri and Budhal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Badhoon reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.

Format of the IFSC Code ICIC0008271

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Badhoon in Rajouri.

For example, the IFSC Code ICIC0008271 of Icici Bank Limited for the Badhoon branch includes these elements, identifying the bank and the branch location in Rajouri and Jammu And Kashmir accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0008271 of Icici Bank Limited for its Badhoon branch located in Rajouri, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Rajouri and Budhal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Badhoon or Rajouri to find the exact IFSC Code ICIC0008271.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Rajouri will provide accurate information.

How to Use IFSC Code ICIC0008271 for Online Transfers?

Once you have the IFSC Code ICIC0008271 for the Badhoon branch of Icici Bank Limited in Rajouri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0008271. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0008271.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Badhoon in Rajouri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Badhoon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajouri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Badhoon, Rajouri?

The IFSC Code is ICIC0008271.

Is the IFSC Code ICIC0008271 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Badhoon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Badhoon branch?

The address of the branch is Icici Bank Ltd Khasra No 189 Khewat No 113 Vpo Badhoon Dist Rajouri Jammu And Kashmir located in Rajouri, Budhal, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.