Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Karchatola branch in Rajnandgaon, Rajnandgaon, or Chhattisgarh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Rajnandgaon or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0003929. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Karchatola, Rajnandgaon
Here are the key points that are associated with the IFSC Code ICIC0003929 of Icici Bank Limited for its branch located in Rajnandgaon, within the district of Rajnandgaon in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0003929 |
| Branch | Karchatola |
| City | Rajnandgaon |
| District | Rajnandgaon |
| State | Chhattisgarh |
| Address | Icici Bank Ltd., Vanopanch Kalamanch, Bazar Chowk, Gram Panchayat, Karcha Tola, Janpath Panchayat Amb, Rajnandagaon District, Chhattisgarh.491668 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Rajnandgaon for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0003929 for the Karchatola branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Karchatola, Rajnandgaon, Chhattisgarh, are given a unique IFSC like ICIC0003929 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rajnandgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Rajnandgaon and Rajnandgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Karchatola goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0003929
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karchatola in Rajnandgaon.
For example, the IFSC Code ICIC0003929 of Icici Bank Limited for the Karchatola branch includes these elements, identifying the bank and the branch location in Rajnandgaon and Chhattisgarh accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0003929 of Icici Bank Limited for its Karchatola branch located in Rajnandgaon, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Rajnandgaon and Rajnandgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Karchatola or Rajnandgaon to find the exact IFSC Code ICIC0003929.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Rajnandgaon will provide accurate information.
How to Use IFSC Code ICIC0003929 for Online Transfers?
Once you have the IFSC Code ICIC0003929 for the Karchatola branch of Icici Bank Limited in Rajnandgaon, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0003929. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0003929.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Karchatola in Rajnandgaon, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Karchatola, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rajnandgaon to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0003929.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Vanopanch Kalamanch, Bazar Chowk, Gram Panchayat, Karcha Tola, Janpath Panchayat Amb, Rajnandagaon District, Chhattisgarh.491668 located in Rajnandgaon, Rajnandgaon, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.