For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Upleta branch in Rajkot, Upleta, Rajkot, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Rajkot or anywhere in Rajkot can transfer funds instantly by using the correct IFSC Code ICIC0007631. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Upleta, Rajkot
Here are the main details that are associated with the IFSC Code ICIC0007631 of Icici Bank Limited for its branch located in Rajkot, within the district of Upleta in the state of Rajkot.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0007631 |
| Branch | Upleta |
| City | Rajkot |
| District | Upleta |
| State | Rajkot |
| Address | Icici Bank Ltd., Mauni Complex, Sahid Bhagatsinh Chowk, Vijli Road, Upleta, Gujarat.360490 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007631 for the Upleta branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0007631 is given to every bank branch, including Icici Bank Limited located in Upleta, Rajkot, Rajkot, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Rajkot.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Rajkot and Upleta.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Rajkot and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Upleta doesn't end up at another location.
Format of the IFSC Code ICIC0007631
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Upleta in Rajkot.
For example, the IFSC Code ICIC0007631 of Icici Bank Limited for the Upleta branch has these elements, identifying the bank and the branch location in Rajkot and Rajkot correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0007631 of Icici Bank Limited for its Upleta branch located in Rajkot, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Rajkot and Upleta, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Upleta or Rajkot to find the exact IFSC Code ICIC0007631.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Rajkot will provide accurate information.
How to Use IFSC Code ICIC0007631 for Online Transfers?
Once you have the IFSC Code ICIC0007631 for the Upleta branch of Icici Bank Limited in Rajkot, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0007631. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007631.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Upleta in Rajkot, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Upleta, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Rajkot manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0007631.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Mauni Complex, Sahid Bhagatsinh Chowk, Vijli Road, Upleta, Gujarat.360490 located in Rajkot, Upleta, Rajkot.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.