IFSC Code of Icici Bank Limited, Raigarh Kabir Chowk, Raigarh, Chhattisgarh — ICIC0008042

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Raigarh Kabir Chowk branch in Raigarh, Raigarh, Chhattisgarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Raigarh or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0008042. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Raigarh Kabir Chowk, Raigarh

Here are the main details that are associated with the IFSC Code ICIC0008042 of Icici Bank Limited for its branch located in Raigarh, within the district of Raigarh in the state of Chhattisgarh.

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Raigarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0008042 for the Raigarh Kabir Chowk branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Raigarh Kabir Chowk, Raigarh, Chhattisgarh, is provided a unique IFSC like ICIC0008042 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Raigarh.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Raigarh and Raigarh.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Raigarh Kabir Chowk do not get misguided to another person.

Format of the IFSC Code ICIC0008042

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raigarh Kabir Chowk in Raigarh.

For example, the IFSC Code ICIC0008042 of Icici Bank Limited for the Raigarh Kabir Chowk branch includes these elements, identifying the bank and the branch location in Raigarh and Chhattisgarh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0008042 of Icici Bank Limited for its Raigarh Kabir Chowk branch located in Raigarh, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Raigarh and Raigarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Raigarh Kabir Chowk or Raigarh to get the exact IFSC Code ICIC0008042.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Raigarh, you'll get the correct details.

How to Use IFSC Code ICIC0008042 for Online Transfers?

Once you have the IFSC Code ICIC0008042 for the Raigarh Kabir Chowk branch of Icici Bank Limited in Raigarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0008042. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0008042.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Raigarh Kabir Chowk in Raigarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Raigarh Kabir Chowk, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Raigarh to handle online money transfers and get their cheques cleared smoothly.