Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Lalganj, Uttar Pradesh branch in Rai Bareli, Lalganj, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001726. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Lalganj, Uttar Pradesh, Rai Bareli

Here are the main details that are associated with the IFSC Code ICIC0001726 of Icici Bank Limited for its branch located in Rai Bareli, within the district of Lalganj in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001726
Branch Lalganj, Uttar Pradesh
City Rai Bareli
District Lalganj
State Uttar Pradesh
Address Icici Bank Ltd., Subhash Palace, Lucknow Road, Lalganj, Rai Bareli, Uttar Pradesh.229206

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Rai Bareli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001726 for the Lalganj, Uttar Pradesh branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Lalganj, Uttar Pradesh, Rai Bareli, Uttar Pradesh, are allotted a unique IFSC like ICIC0001726 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rai Bareli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rai Bareli and Lalganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Lalganj, Uttar Pradesh reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code ICIC0001726

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lalganj, Uttar Pradesh in Rai Bareli.

For example, the IFSC Code ICIC0001726 of Icici Bank Limited for the Lalganj, Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001726 of Icici Bank Limited for its Lalganj, Uttar Pradesh branch located in Rai Bareli, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Rai Bareli and Lalganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Lalganj, Uttar Pradesh or Rai Bareli to get the exact IFSC Code ICIC0001726.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Rai Bareli that will provide accurate information.

How to Use IFSC Code ICIC0001726 for Online Transfers?

Once you have the IFSC Code ICIC0001726 for the Lalganj, Uttar Pradesh branch of Icici Bank Limited in Rai Bareli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001726. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001726.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Lalganj, Uttar Pradesh in Rai Bareli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Lalganj, Uttar Pradesh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rai Bareli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Lalganj, Uttar Pradesh, Rai Bareli?

The IFSC Code is ICIC0001726.

Is the IFSC Code ICIC0001726 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Lalganj, Uttar Pradesh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Lalganj, Uttar Pradesh branch?

The address of the branch is Icici Bank Ltd., Subhash Palace, Lucknow Road, Lalganj, Rai Bareli, Uttar Pradesh.229206 located in Rai Bareli, Lalganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.