For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Dhaka branch in Purbi Champaran, Dhaka, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Purbi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0007863. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Dhaka, Purbi Champaran

Here are some of the key details that come with the IFSC Code ICIC0007863 of Icici Bank Limited for its branch located in Purbi Champaran, within the district of Dhaka in the state of Bihar.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007863
Branch Dhaka
City Purbi Champaran
District Dhaka
State Bihar
Address Icici Bank Ltd., Dr. L. B. Prasad, Ghorshan Road, Opp. Regional Office, Dhaka, Motihari, Bihar.845418

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Purbi Champaran for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007863 for the Dhaka branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Dhaka, Purbi Champaran, Bihar, are given a unique IFSC like ICIC0007863 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Purbi Champaran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Purbi Champaran and Dhaka.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Dhaka goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0007863

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhaka in Purbi Champaran.

For example, the IFSC Code ICIC0007863 of Icici Bank Limited for the Dhaka branch includes these elements, identifying the bank and the branch location in Purbi Champaran and Bihar accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0007863 of Icici Bank Limited for its Dhaka branch located in Purbi Champaran, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Purbi Champaran and Dhaka, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Dhaka or Purbi Champaran to find the exact IFSC Code ICIC0007863.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Purbi Champaran will provide accurate information.

How to Use IFSC Code ICIC0007863 for Online Transfers?

Once you have the IFSC Code ICIC0007863 for the Dhaka branch of Icici Bank Limited in Purbi Champaran, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007863. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0007863.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Dhaka in Purbi Champaran, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Dhaka, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purbi Champaran to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Dhaka, Purbi Champaran?

The IFSC Code is ICIC0007863.

Is the IFSC Code ICIC0007863 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Dhaka?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhaka branch?

The address of the branch is Icici Bank Ltd., Dr. L. B. Prasad, Ghorshan Road, Opp. Regional Office, Dhaka, Motihari, Bihar.845418 located in Purbi Champaran, Dhaka, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.