Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Panskura branch in Purba Medinipur, Panskura, or Purba Medinipur, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Purba Medinipur or anywhere in Purba Medinipur can transfer funds instantly by using the correct IFSC Code ICIC0007382. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Panskura, Purba Medinipur

The table below shows the main details of the IFSC Code ICIC0007382 for the Icici Bank Limited branch in Purba Medinipur, which falls under the Panskura district in Purba Medinipur.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0007382
Branch Panskura
City Purba Medinipur
District Panskura
State Purba Medinipur
Address Icici Bank Ltd., Ground Floor, Near Mechagram Ghatal Bus Stand, Vill Dakshin Mechagram, Po Uttar Mechagram, Ps Panskura, West Bengal.721139

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Purba Medinipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007382 for the Panskura branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Panskura, Purba Medinipur, Purba Medinipur, are allotted a unique IFSC like ICIC0007382 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Purba Medinipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Purba Medinipur and Panskura.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Panskura reaches the right place, even though there are thousands of branches in Purba Medinipur and across India.

Format of the IFSC Code ICIC0007382

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panskura in Purba Medinipur.

For example, the IFSC Code ICIC0007382 of Icici Bank Limited for the Panskura branch includes these elements, identifying the bank and the branch location in Purba Medinipur and Purba Medinipur accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0007382 of Icici Bank Limited for its Panskura branch located in Purba Medinipur, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Purba Medinipur and Panskura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Panskura or Purba Medinipur to find the exact IFSC Code ICIC0007382.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Purba Medinipur will provide accurate information.

How to Use IFSC Code ICIC0007382 for Online Transfers?

If you have the IFSC Code ICIC0007382 for the Panskura branch of Icici Bank Limited in Purba Medinipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007382. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0007382.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Panskura in Purba Medinipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Panskura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purba Medinipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Panskura Purba Medinipur?

The IFSC Code of the Panskura Purba Medinipur branch is ICIC0007382.

Is IFSC Code ICIC0007382 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Panskura branch?

The branch is located at Icici Bank Ltd., Ground Floor, Near Mechagram Ghatal Bus Stand, Vill Dakshin Mechagram, Po Uttar Mechagram, Ps Panskura, West Bengal.721139.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.