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IFSC Code of Icici Bank Limited, Lonavala Main Road Branch, Lonavala, Maharashtra — ICIC0005394

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Lonavala Main Road Branch branch in Pune, Lonavala, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Pune or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code ICIC0005394. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Lonavala Main Road Branch, Pune

Here are the key points that are associated with the IFSC Code ICIC0005394 of Icici Bank Limited for its branch located in Pune, within the district of Lonavala in the state of Maharashtra.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0005394
Branch Lonavala Main Road Branch
City Pune
District Lonavala
State Maharashtra
Address Icici Bank Ltd Annapurna Buiding Near Starbucks Old Mumbai Pune Highway Lonavala Pune Mh 410403

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Pune for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0005394 for the Lonavala Main Road Branch branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Lonavala Main Road Branch, Pune, Maharashtra, are allotted a unique IFSC like ICIC0005394 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pune and Lonavala.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Lonavala Main Road Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code ICIC0005394

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lonavala Main Road Branch in Pune.

For example, the IFSC Code ICIC0005394 of Icici Bank Limited for the Lonavala Main Road Branch branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0005394 of Icici Bank Limited for its Lonavala Main Road Branch branch located in Pune, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Pune and Lonavala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Lonavala Main Road Branch or Pune to get the exact IFSC Code ICIC0005394.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Pune, then it will provide you proper information.

How to Use IFSC Code ICIC0005394 for Online Transfers?

Once you have the IFSC Code ICIC0005394 for the Lonavala Main Road Branch branch of Icici Bank Limited in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0005394. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0005394.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Lonavala Main Road Branch in Pune, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Lonavala Main Road Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pune manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Lonavala Main Road Branch, Pune?

The IFSC Code is ICIC0005394.

Is the IFSC Code ICIC0005394 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Lonavala Main Road Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lonavala Main Road Branch branch?

The address of the branch is Icici Bank Ltd Annapurna Buiding Near Starbucks Old Mumbai Pune Highway Lonavala Pune Mh 410403 located in Pune, Lonavala, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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