The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Shopian branch in Pulwama, Pulwama, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Pulwama or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code ICIC0004489. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Shopian, Pulwama
Here are the main details that are associated with the IFSC Code ICIC0004489 of Icici Bank Limited for its branch located in Pulwama, within the district of Pulwama in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004489 |
| Branch | Shopian |
| City | Pulwama |
| District | Pulwama |
| State | Jammu And Kashmir |
| Address | Icici Bank Ltd., Court Road Shopian, Near Distt Court Complex, Shopian, Dist. Shopian, Jammu And Kashmir.192303 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Pulwama for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004489 for the Shopian branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Shopian, Pulwama, Jammu And Kashmir, are given a unique IFSC like ICIC0004489 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pulwama.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pulwama and Pulwama.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Shopian goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0004489
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shopian in Pulwama.
For example, the IFSC Code ICIC0004489 of Icici Bank Limited for the Shopian branch includes these elements, identifying the bank and the branch location in Pulwama and Jammu And Kashmir accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0004489 of Icici Bank Limited for its Shopian branch located in Pulwama, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Pulwama and Pulwama, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Shopian or Pulwama to get the exact IFSC Code ICIC0004489.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Pulwama that will provide accurate information.
How to Use IFSC Code ICIC0004489 for Online Transfers?
If you have the IFSC Code ICIC0004489 for the Shopian branch of Icici Bank Limited in Pulwama, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0004489. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004489.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Shopian in Pulwama, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Shopian, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pulwama manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0004489.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Court Road Shopian, Near Distt Court Complex, Shopian, Dist. Shopian, Jammu And Kashmir.192303 located in Pulwama, Pulwama, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.