Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Ponpethi branch in Pudukkottai, Pudukkottai, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Pudukkottai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0003056. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Ponpethi, Pudukkottai
Here are the main details that are associated with the IFSC Code ICIC0003056 of Icici Bank Limited for its branch located in Pudukkottai, within the district of Pudukkottai in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0003056 |
| Branch | Ponpethi |
| City | Pudukkottai |
| District | Pudukkottai |
| State | Tamil Nadu |
| Address | Icici Bank Ltd., No. 4/296, Opp. To Mosque, Avudayar Koil Taluka, Ponpethi, Pudukkottai, Tamil Nadu.614629 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Pudukkottai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0003056 for the Ponpethi branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ponpethi, Pudukkottai, Tamil Nadu, are given a unique IFSC like ICIC0003056 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pudukkottai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pudukkottai and Pudukkottai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Ponpethi goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0003056
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ponpethi in Pudukkottai.
For example, the IFSC Code ICIC0003056 of Icici Bank Limited for the Ponpethi branch includes these elements, identifying the bank and the branch location in Pudukkottai and Tamil Nadu accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0003056 of Icici Bank Limited for its Ponpethi branch located in Pudukkottai, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Pudukkottai and Pudukkottai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Ponpethi or Pudukkottai to find the exact IFSC Code ICIC0003056.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Pudukkottai will provide accurate information.
How to Use IFSC Code ICIC0003056 for Online Transfers?
Once you have the IFSC Code ICIC0003056 for the Ponpethi branch of Icici Bank Limited in Pudukkottai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0003056. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0003056.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Ponpethi in Pudukkottai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Ponpethi, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pudukkottai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0003056.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., No. 4/296, Opp. To Mosque, Avudayar Koil Taluka, Ponpethi, Pudukkottai, Tamil Nadu.614629 located in Pudukkottai, Pudukkottai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.