IFSC Code of Icici Bank Limited, Jaran Wali Gali, Mendhar, Jammu And Kashmir — ICIC0008040

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Jaran Wali Gali branch in Poonch, Mendhar, Jammu And Kashmir, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Poonch or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code ICIC0008040. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Jaran Wali Gali, Poonch

Here are some of the key details that come with the IFSC Code ICIC0008040 of Icici Bank Limited for its branch located in Poonch, within the district of Mendhar in the state of Jammu And Kashmir.

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Poonch for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0008040 for the Jaran Wali Gali branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Jaran Wali Gali, Poonch, Jammu And Kashmir, is provided with a unique IFSC like ICIC0008040 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Poonch.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Poonch and Mendhar.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jammu And Kashmir and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Jaran Wali Gali do not get mixed with another location.

Format of the IFSC Code ICIC0008040

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jaran Wali Gali in Poonch.

For example, the IFSC Code ICIC0008040 of Icici Bank Limited for the Jaran Wali Gali branch includes these elements, identifying the bank and the branch location in Poonch and Jammu And Kashmir accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0008040 of Icici Bank Limited for its Jaran Wali Gali branch located in Poonch, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Poonch and Mendhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Jaran Wali Gali or Poonch to find the exact IFSC Code ICIC0008040.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Poonch will provide accurate information.

How to Use IFSC Code ICIC0008040 for Online Transfers?

Once you have the IFSC Code ICIC0008040 for the Jaran Wali Gali branch of Icici Bank Limited in Poonch, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0008040. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0008040.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Jaran Wali Gali in Poonch, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Jaran Wali Gali, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Poonch manage online transfers as well as cheque clearances with ease.