Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Pithoragarh, Uttaranchal branch in Pithoragarh, Pithoragarh, or Uttarakhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Pithoragarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code ICIC0001589. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Pithoragarh, Uttaranchal, Pithoragarh
Here are the main details that are associated with the IFSC Code ICIC0001589 of Icici Bank Limited for its branch located in Pithoragarh, within the district of Pithoragarh in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001589 |
| Branch | Pithoragarh, Uttaranchal |
| City | Pithoragarh |
| District | Pithoragarh |
| State | Uttarakhand |
| Address | Icici Bank Ltd., Jagnath Complex, Dhani Lal Parisar, Dharamshala Line, Pithoragarh, Pithoragarh Dist., Uttarakhand.262501 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Pithoragarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001589 for the Pithoragarh, Uttaranchal branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001589 is given to every bank branch, including Icici Bank Limited located in Pithoragarh, Uttaranchal, Pithoragarh, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Pithoragarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pithoragarh and Pithoragarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Pithoragarh, Uttaranchal doesn't end up at another location.
Format of the IFSC Code ICIC0001589
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pithoragarh, Uttaranchal in Pithoragarh.
For example, the IFSC Code ICIC0001589 of Icici Bank Limited for the Pithoragarh, Uttaranchal branch has these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001589 of Icici Bank Limited for its Pithoragarh, Uttaranchal branch located in Pithoragarh, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Pithoragarh and Pithoragarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Pithoragarh, Uttaranchal or Pithoragarh to get the exact IFSC Code ICIC0001589.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Pithoragarh that will provide accurate information.
How to Use IFSC Code ICIC0001589 for Online Transfers?
Once you have the IFSC Code ICIC0001589 for the Pithoragarh, Uttaranchal branch of Icici Bank Limited in Pithoragarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001589. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001589.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Pithoragarh, Uttaranchal in Pithoragarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Pithoragarh, Uttaranchal, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pithoragarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001589.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Jagnath Complex, Dhani Lal Parisar, Dharamshala Line, Pithoragarh, Pithoragarh Dist., Uttarakhand.262501 located in Pithoragarh, Pithoragarh, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.