IFSC Code of Icici Bank Limited, Patialamodel Town, Patiala, Punjab — ICIC0003889

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Patialamodel Town branch in Patiala, Patiala, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Patiala or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0003889. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Patialamodel Town, Patiala

Here are the key points that are associated with the IFSC Code ICIC0003889 of Icici Bank Limited for its branch located in Patiala, within the district of Patiala in the state of Punjab.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Patiala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003889 for the Patialamodel Town branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Patialamodel Town, Patiala, Punjab, is provided with a unique IFSC like ICIC0003889 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Patiala.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Patiala and Patiala.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Patialamodel Town do not get mixed with another location.

Format of the IFSC Code ICIC0003889

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Patialamodel Town in Patiala.

For example, the IFSC Code ICIC0003889 of Icici Bank Limited for the Patialamodel Town branch has these elements, identifying the bank and the branch location in Patiala and Punjab correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0003889 of Icici Bank Limited for its Patialamodel Town branch located in Patiala, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Patiala and Patiala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Patialamodel Town or Patiala to find the exact IFSC Code ICIC0003889.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Patiala will provide accurate information.

How to Use IFSC Code ICIC0003889 for Online Transfers?

Once you have the IFSC Code ICIC0003889 for the Patialamodel Town branch of Icici Bank Limited in Patiala, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0003889. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0003889.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Patialamodel Town in Patiala, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Patialamodel Town, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Patiala to handle online money transfers and get their cheques cleared smoothly.