There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Ranni, Kerala branch in Pathanamthitta, Ranni, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Pathanamthitta or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code ICIC0001175. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Ranni, Kerala, Pathanamthitta
Below in the table are the key details related to IFSC Code ICIC0001175 of Icici Bank Limited for its branch located in Pathanamthitta, within the district of Ranni in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001175 |
| Branch | Ranni, Kerala |
| City | Pathanamthitta |
| District | Ranni |
| State | Kerala |
| Address | Icici Bank Ltd 1St Floor Emcee Towers Mamukku Pazhavangadi Ranni, Dist Pathanamthitta Kerala 689673 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Pathanamthitta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001175 for the Ranni, Kerala branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001175 is given to every bank branch, including Icici Bank Limited located in Ranni, Kerala, Pathanamthitta, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Pathanamthitta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pathanamthitta and Ranni.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Ranni, Kerala doesn't end up at another location.
Format of the IFSC Code ICIC0001175
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ranni, Kerala in Pathanamthitta.
For example, the IFSC Code ICIC0001175 of Icici Bank Limited for the Ranni, Kerala branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001175 of Icici Bank Limited for its Ranni, Kerala branch located in Pathanamthitta, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Pathanamthitta and Ranni, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Ranni, Kerala or Pathanamthitta to get the exact IFSC Code ICIC0001175.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Pathanamthitta, you'll get the correct details.
How to Use IFSC Code ICIC0001175 for Online Transfers?
Once you have the IFSC Code ICIC0001175 for the Ranni, Kerala branch of Icici Bank Limited in Pathanamthitta, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001175. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001175.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Ranni, Kerala in Pathanamthitta may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ranni, Kerala, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001175.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd 1St Floor Emcee Towers Mamukku Pazhavangadi Ranni, Dist Pathanamthitta Kerala 689673 located in Pathanamthitta, Ranni, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.