There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Chakradharpur branch in Paschimi Singhbhum, Chakradharpur, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Paschimi Singhbhum or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code ICIC0001849. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Chakradharpur, Paschimi Singhbhum

The table below shows the main details of the IFSC Code ICIC0001849 for the Icici Bank Limited branch in Paschimi Singhbhum, which falls under the Chakradharpur district in Jharkhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001849
Branch Chakradharpur
City Paschimi Singhbhum
District Chakradharpur
State Jharkhand
Address Icici Bank Ltd., Main Market Road, 1St Floor, Chakradharpur, Dist Paschim Singhbhum, Jharkhand.833102

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Paschimi Singhbhum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001849 for the Chakradharpur branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001849 is given to every bank branch, including Icici Bank Limited located in Chakradharpur, Paschimi Singhbhum, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Paschimi Singhbhum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Paschimi Singhbhum and Chakradharpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Chakradharpur doesn't end up at another location.

Format of the IFSC Code ICIC0001849

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chakradharpur in Paschimi Singhbhum.

For example, the IFSC Code ICIC0001849 of Icici Bank Limited for the Chakradharpur branch includes these elements, identifying the bank and the branch location in Paschimi Singhbhum and Jharkhand correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001849 of Icici Bank Limited for its Chakradharpur branch located in Paschimi Singhbhum, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Paschimi Singhbhum and Chakradharpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Chakradharpur or Paschimi Singhbhum to get the exact IFSC Code ICIC0001849.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Paschimi Singhbhum, you'll get the correct details.

How to Use IFSC Code ICIC0001849 for Online Transfers?

Once you have the IFSC Code ICIC0001849 for the Chakradharpur branch of Icici Bank Limited in Paschimi Singhbhum, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001849. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001849.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Chakradharpur in Paschimi Singhbhum, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Chakradharpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Paschimi Singhbhum manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Chakradharpur, Paschimi Singhbhum?

The IFSC Code is ICIC0001849.

Is the IFSC Code ICIC0001849 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Chakradharpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chakradharpur branch?

The address of the branch is Icici Bank Ltd., Main Market Road, 1St Floor, Chakradharpur, Dist Paschim Singhbhum, Jharkhand.833102 located in Paschimi Singhbhum, Chakradharpur, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.