Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Chaibasa, Jharkhand branch in Paschimi Singhbhum, Chaibasa, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Paschimi Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0000634. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Chaibasa, Jharkhand, Paschimi Singhbhum

The table below shows the main details of the IFSC Code ICIC0000634 for the Icici Bank Limited branch in Paschimi Singhbhum, which falls under the Chaibasa district in Jharkhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000634
Branch Chaibasa, Jharkhand
City Paschimi Singhbhum
District Chaibasa
State Jharkhand
Address Icici Bank Ltd., S.S.Plaza, Amla Tola Jmp Road, Chaibasa, Jharkhand.833201

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Paschimi Singhbhum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000634 for the Chaibasa, Jharkhand branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Chaibasa, Jharkhand, Paschimi Singhbhum, Jharkhand, are given a unique IFSC like ICIC0000634 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Paschimi Singhbhum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Paschimi Singhbhum and Chaibasa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Chaibasa, Jharkhand goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0000634

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chaibasa, Jharkhand in Paschimi Singhbhum.

For example, the IFSC Code ICIC0000634 of Icici Bank Limited for the Chaibasa, Jharkhand branch includes these elements, identifying the bank and the branch location in Paschimi Singhbhum and Jharkhand accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000634 of Icici Bank Limited for its Chaibasa, Jharkhand branch located in Paschimi Singhbhum, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Paschimi Singhbhum and Chaibasa, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Chaibasa, Jharkhand or Paschimi Singhbhum to get the exact IFSC Code ICIC0000634.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Paschimi Singhbhum, you'll get the correct details.

How to Use IFSC Code ICIC0000634 for Online Transfers?

If you have the IFSC Code ICIC0000634 for the Chaibasa, Jharkhand branch of Icici Bank Limited in Paschimi Singhbhum, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000634. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0000634.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Chaibasa, Jharkhand in Paschimi Singhbhum, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Chaibasa, Jharkhand, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Paschimi Singhbhum manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Chaibasa, Jharkhand, Paschimi Singhbhum?

The IFSC Code is ICIC0000634.

Is the IFSC Code ICIC0000634 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Chaibasa, Jharkhand?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chaibasa, Jharkhand branch?

The address of the branch is Icici Bank Ltd., S.S.Plaza, Amla Tola Jmp Road, Chaibasa, Jharkhand.833201 located in Paschimi Singhbhum, Chaibasa, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.