IFSC Code of Icici Bank Limited, Ramnagar Bc Outlet, Bettiah, Bihar — ICIC0004861

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Ramnagar Bc Outlet branch in Paschimi Champaran, Bettiah, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Paschimi Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0004861. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Ramnagar Bc Outlet, Paschimi Champaran

Here are some of the key details that come with the IFSC Code ICIC0004861 of Icici Bank Limited for its branch located in Paschimi Champaran, within the district of Bettiah in the state of Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Paschimi Champaran for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004861 for the Ramnagar Bc Outlet branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004861 is given to every bank branch, including Icici Bank Limited located in Ramnagar Bc Outlet, Paschimi Champaran, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Paschimi Champaran.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Paschimi Champaran and Bettiah.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Ramnagar Bc Outlet doesn't end up at another location.

Format of the IFSC Code ICIC0004861

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramnagar Bc Outlet in Paschimi Champaran.

For example, the IFSC Code ICIC0004861 of Icici Bank Limited for the Ramnagar Bc Outlet branch includes these elements, identifying the bank and the branch location in Paschimi Champaran and Bihar correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004861 of Icici Bank Limited for its Ramnagar Bc Outlet branch located in Paschimi Champaran, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Paschimi Champaran and Bettiah, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Ramnagar Bc Outlet or Paschimi Champaran to get the exact IFSC Code ICIC0004861.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Paschimi Champaran, you'll get the correct details.

How to Use IFSC Code ICIC0004861 for Online Transfers?

Once you have the IFSC Code ICIC0004861 for the Ramnagar Bc Outlet branch of Icici Bank Limited in Paschimi Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004861. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004861.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Ramnagar Bc Outlet in Paschimi Champaran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Ramnagar Bc Outlet, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Paschimi Champaran manage online transfers as well as cheque clearances with ease.