The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Panchkula Sector Viii, Haryana branch in Panchkula, Panchkula, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Panchkula or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code ICIC0001404. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Panchkula Sector Viii, Haryana, Panchkula
Here are some of the key details that come with the IFSC Code ICIC0001404 of Icici Bank Limited for its branch located in Panchkula, within the district of Panchkula in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001404 |
| Branch | Panchkula Sector Viii, Haryana |
| City | Panchkula |
| District | Panchkula |
| State | Haryana |
| Address | Icici Bank Ltd., Sco 415, Sector 8, Panchkula, Haryana.134109 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Panchkula for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001404 for the Panchkula Sector Viii, Haryana branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Panchkula Sector Viii, Haryana, Panchkula, Haryana, is provided with a unique IFSC like ICIC0001404 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Panchkula.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Panchkula and Panchkula.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Panchkula Sector Viii, Haryana do not get mixed with another location.
Format of the IFSC Code ICIC0001404
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panchkula Sector Viii, Haryana in Panchkula.
For example, the IFSC Code ICIC0001404 of Icici Bank Limited for the Panchkula Sector Viii, Haryana branch includes these elements, identifying the bank and the branch location in Panchkula and Haryana accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001404 of Icici Bank Limited for its Panchkula Sector Viii, Haryana branch located in Panchkula, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Panchkula and Panchkula, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Panchkula Sector Viii, Haryana or Panchkula to find the exact IFSC Code ICIC0001404.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Panchkula will provide accurate information.
How to Use IFSC Code ICIC0001404 for Online Transfers?
Once you have the IFSC Code ICIC0001404 for the Panchkula Sector Viii, Haryana branch of Icici Bank Limited in Panchkula, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001404. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001404.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Panchkula Sector Viii, Haryana in Panchkula, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Panchkula Sector Viii, Haryana, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Panchkula to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Panchkula Sector Viii, Haryana Panchkula branch is ICIC0001404.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Sco 415, Sector 8, Panchkula, Haryana.134109.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.