The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Bishrampur branch in Palamau, Bishrampur, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Palamau or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0008292. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Bishrampur, Palamau

Here are some of the key details that come with the IFSC Code ICIC0008292 of Icici Bank Limited for its branch located in Palamau, within the district of Bishrampur in the state of Jharkhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0008292
Branch Bishrampur
City Palamau
District Bishrampur
State Jharkhand
Address Plot No 785 To 787 800 815 801 Khata No Thana No 30 Mauza Nabadih Kala Bishrampur Palamu 822132

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Palamau for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008292 for the Bishrampur branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Bishrampur, Palamau, Jharkhand, is provided a unique IFSC like ICIC0008292 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Palamau.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Palamau and Bishrampur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Bishrampur do not get misguided to another person.

Format of the IFSC Code ICIC0008292

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bishrampur in Palamau.

For example, the IFSC Code ICIC0008292 of Icici Bank Limited for the Bishrampur branch includes these elements, identifying the bank and the branch location in Palamau and Jharkhand accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0008292 of Icici Bank Limited for its Bishrampur branch located in Palamau, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Palamau and Bishrampur, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Bishrampur or Palamau to get the exact IFSC Code ICIC0008292.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Palamau, you'll get the correct details.

How to Use IFSC Code ICIC0008292 for Online Transfers?

Once you have the IFSC Code ICIC0008292 for the Bishrampur branch of Icici Bank Limited in Palamau, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0008292. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0008292.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Bishrampur in Palamau may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bishrampur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Palamau manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bishrampur, Palamau?

The IFSC Code is ICIC0008292.

Is the IFSC Code ICIC0008292 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bishrampur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bishrampur branch?

The address of the branch is Plot No 785 To 787 800 815 801 Khata No Thana No 30 Mauza Nabadih Kala Bishrampur Palamu 822132 located in Palamau, Bishrampur, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.