The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Pattambi, Kerala branch in Palakkad, Pattambi, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Palakkad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0001174. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Pattambi, Kerala, Palakkad

Below in the table are the key details related to IFSC Code ICIC0001174 of Icici Bank Limited for its branch located in Palakkad, within the district of Pattambi in the state of Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001174
Branch Pattambi, Kerala
City Palakkad
District Pattambi
State Kerala
Address Icici Bank Ltd., Sarovaram Building, Palakkad Road, Mele Pattambi, Pattambi Palakkad Dist., Kerala.679306

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Palakkad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001174 for the Pattambi, Kerala branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001174 is given to every bank branch, including Icici Bank Limited located in Pattambi, Kerala, Palakkad, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Palakkad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Palakkad and Pattambi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Pattambi, Kerala doesn't end up at another location.

Format of the IFSC Code ICIC0001174

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pattambi, Kerala in Palakkad.

For example, the IFSC Code ICIC0001174 of Icici Bank Limited for the Pattambi, Kerala branch includes these elements, identifying the bank and the branch location in Palakkad and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0001174 of Icici Bank Limited for its Pattambi, Kerala branch located in Palakkad, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Palakkad and Pattambi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Pattambi, Kerala or Palakkad to get the exact IFSC Code ICIC0001174.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Palakkad, then it will provide you proper information.

How to Use IFSC Code ICIC0001174 for Online Transfers?

Once you have the IFSC Code ICIC0001174 for the Pattambi, Kerala branch of Icici Bank Limited in Palakkad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001174. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001174.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Pattambi, Kerala in Palakkad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Pattambi, Kerala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palakkad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Pattambi, Kerala, Palakkad?

The IFSC Code is ICIC0001174.

Is the IFSC Code ICIC0001174 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Pattambi, Kerala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pattambi, Kerala branch?

The address of the branch is Icici Bank Ltd., Sarovaram Building, Palakkad Road, Mele Pattambi, Pattambi Palakkad Dist., Kerala.679306 located in Palakkad, Pattambi, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.