For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Mannur Pathirippala branch in Palakkad, Mannur, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Palakkad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0008249. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Mannur Pathirippala, Palakkad

The table below shows the main details of the IFSC Code ICIC0008249 for the Icici Bank Limited branch in Palakkad, which falls under the Mannur district in Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0008249
Branch Mannur Pathirippala
City Palakkad
District Mannur
State Kerala
Address Icici Bank Ltd. Pulacheri Building, Opp. Bevco, Pathirippala, Po Nagaripuram, Mannur, Palakkad

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Palakkad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008249 for the Mannur Pathirippala branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0008249 is given to every bank branch, including Icici Bank Limited located in Mannur Pathirippala, Palakkad, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Palakkad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Palakkad and Mannur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Mannur Pathirippala doesn't end up at another location.

Format of the IFSC Code ICIC0008249

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mannur Pathirippala in Palakkad.

For example, the IFSC Code ICIC0008249 of Icici Bank Limited for the Mannur Pathirippala branch includes these elements, identifying the bank and the branch location in Palakkad and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0008249 of Icici Bank Limited for its Mannur Pathirippala branch located in Palakkad, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Palakkad and Mannur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Mannur Pathirippala or Palakkad to get the exact IFSC Code ICIC0008249.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Palakkad, you'll get the correct details.

How to Use IFSC Code ICIC0008249 for Online Transfers?

Once you have the IFSC Code ICIC0008249 for the Mannur Pathirippala branch of Icici Bank Limited in Palakkad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0008249. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0008249.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Mannur Pathirippala in Palakkad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Mannur Pathirippala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palakkad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Mannur Pathirippala, Palakkad?

The IFSC Code is ICIC0008249.

Is the IFSC Code ICIC0008249 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Mannur Pathirippala?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mannur Pathirippala branch?

The address of the branch is Icici Bank Ltd. Pulacheri Building, Opp. Bevco, Pathirippala, Po Nagaripuram, Mannur, Palakkad located in Palakkad, Mannur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.