Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Mannarkad branch in Palakkad, Mannarkad, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Palakkad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0001173. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Mannarkad, Palakkad
The table below shows the main details of the IFSC Code ICIC0001173 for the Icici Bank Limited branch in Palakkad, which falls under the Mannarkad district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001173 |
| Branch | Mannarkad |
| City | Palakkad |
| District | Mannarkad |
| State | Kerala |
| Address | Icici Bank Ltd.,Buliding No.6/297,9 And 10 Casa Mia Buliding,Ground Floor Main Road, Mannarkad,Palakkad, Kerala.678582 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Palakkad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001173 for the Mannarkad branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Mannarkad, Palakkad, Kerala, is provided a unique IFSC like ICIC0001173 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Palakkad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Palakkad and Mannarkad.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Mannarkad do not get misguided to another person.
Format of the IFSC Code ICIC0001173
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mannarkad in Palakkad.
For example, the IFSC Code ICIC0001173 of Icici Bank Limited for the Mannarkad branch includes these elements, identifying the bank and the branch location in Palakkad and Kerala correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001173 of Icici Bank Limited for its Mannarkad branch located in Palakkad, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Palakkad and Mannarkad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Mannarkad or Palakkad to find the exact IFSC Code ICIC0001173.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Palakkad will provide accurate information.
How to Use IFSC Code ICIC0001173 for Online Transfers?
Once you have the IFSC Code ICIC0001173 for the Mannarkad branch of Icici Bank Limited in Palakkad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001173. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001173.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Mannarkad in Palakkad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Mannarkad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Palakkad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001173.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd.,Buliding No.6/297,9 And 10 Casa Mia Buliding,Ground Floor Main Road, Mannarkad,Palakkad, Kerala.678582 located in Palakkad, Mannarkad, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.