The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Kumarghat branch in North Tripura, Kumarghat, Tripura, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in North Tripura or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code ICIC0005436. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Kumarghat, North Tripura

The table below shows the main details of the IFSC Code ICIC0005436 for the Icici Bank Limited branch in North Tripura, which falls under the Kumarghat district in Tripura.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0005436
Branch Kumarghat
City North Tripura
District Kumarghat
State Tripura
Address Icici Bank Netaji Chowmuhani Assam Agartala Road Kumarghat 799264

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in North Tripura for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005436 for the Kumarghat branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kumarghat, North Tripura, Tripura, is provided a unique IFSC like ICIC0005436 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in North Tripura.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like North Tripura and Kumarghat.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tripura and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Kumarghat do not get misguided to another person.

Format of the IFSC Code ICIC0005436

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kumarghat in North Tripura.

For example, the IFSC Code ICIC0005436 of Icici Bank Limited for the Kumarghat branch has these elements, identifying the bank and the branch location in North Tripura and Tripura correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0005436 of Icici Bank Limited for its Kumarghat branch located in North Tripura, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in North Tripura and Kumarghat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Kumarghat or North Tripura to get the exact IFSC Code ICIC0005436.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and North Tripura, you'll get the correct details.

How to Use IFSC Code ICIC0005436 for Online Transfers?

Once you have the IFSC Code ICIC0005436 for the Kumarghat branch of Icici Bank Limited in North Tripura, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0005436. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0005436.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Kumarghat in North Tripura, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kumarghat, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North Tripura manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Kumarghat North Tripura?

The IFSC Code of the Kumarghat North Tripura branch is ICIC0005436.

Is IFSC Code ICIC0005436 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Kumarghat branch?

The branch is located at Icici Bank Netaji Chowmuhani Assam Agartala Road Kumarghat 799264.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.