There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Kanchrapara branch in North 24 Parganas, Kanchrapara, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in North 24 Parganas or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code ICIC0002478. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kanchrapara, North 24 Parganas

Below in the table are the key details related to IFSC Code ICIC0002478 of Icici Bank Limited for its branch located in North 24 Parganas, within the district of Kanchrapara in the state of West Bengal.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002478
Branch Kanchrapara
City North 24 Parganas
District Kanchrapara
State West Bengal
Address Icici Bank Ltd., 166/Sml.6 Kgr Path, College More, Kanchrapara, North 24 Parganas, West Bengal.743145

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in North 24 Parganas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002478 for the Kanchrapara branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Kanchrapara, North 24 Parganas, West Bengal, is provided a unique IFSC like ICIC0002478 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in North 24 Parganas.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like North 24 Parganas and Kanchrapara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Kanchrapara do not get misguided to another person.

Format of the IFSC Code ICIC0002478

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kanchrapara in North 24 Parganas.

For example, the IFSC Code ICIC0002478 of Icici Bank Limited for the Kanchrapara branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002478 of Icici Bank Limited for its Kanchrapara branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in North 24 Parganas and Kanchrapara, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Kanchrapara or North 24 Parganas to get the exact IFSC Code ICIC0002478.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and North 24 Parganas, you'll get the correct details.

How to Use IFSC Code ICIC0002478 for Online Transfers?

Once you have the IFSC Code ICIC0002478 for the Kanchrapara branch of Icici Bank Limited in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002478. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002478.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Kanchrapara in North 24 Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kanchrapara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North 24 Parganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Kanchrapara North 24 Parganas?

The IFSC Code of the Kanchrapara North 24 Parganas branch is ICIC0002478.

Is IFSC Code ICIC0002478 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Kanchrapara branch?

The branch is located at Icici Bank Ltd., 166/Sml.6 Kgr Path, College More, Kanchrapara, North 24 Parganas, West Bengal.743145.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.