The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Ias Residency branch in North 24 Parganas, Rajarhat Gopalpur, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0004588. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Ias Residency, North 24 Parganas

Here are some of the key details that come with the IFSC Code ICIC0004588 of Icici Bank Limited for its branch located in North 24 Parganas, within the district of Rajarhat Gopalpur in the state of West Bengal.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004588
Branch Ias Residency
City North 24 Parganas
District Rajarhat Gopalpur
State West Bengal
Address Icici Bank Ltd Plot No Iid 41 Street No 4444 Ias Residency Kolkata 700161

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in North 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004588 for the Ias Residency branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ias Residency, North 24 Parganas, West Bengal, are given a unique IFSC like ICIC0004588 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in North 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like North 24 Parganas and Rajarhat Gopalpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Ias Residency goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0004588

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ias Residency in North 24 Parganas.

For example, the IFSC Code ICIC0004588 of Icici Bank Limited for the Ias Residency branch has these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004588 of Icici Bank Limited for its Ias Residency branch located in North 24 Parganas, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in North 24 Parganas and Rajarhat Gopalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Ias Residency or North 24 Parganas to find the exact IFSC Code ICIC0004588.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and North 24 Parganas will provide accurate information.

How to Use IFSC Code ICIC0004588 for Online Transfers?

Once you have the IFSC Code ICIC0004588 for the Ias Residency branch of Icici Bank Limited in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004588. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004588.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Ias Residency in North 24 Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Ias Residency, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Ias Residency, North 24 Parganas?

The IFSC Code is ICIC0004588.

Is the IFSC Code ICIC0004588 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Ias Residency?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ias Residency branch?

The address of the branch is Icici Bank Ltd Plot No Iid 41 Street No 4444 Ias Residency Kolkata 700161 located in North 24 Parganas, Rajarhat Gopalpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.