IFSC Code of Icici Bank Limited, Habra, West Bengal, Habra, West Bengal — ICIC0001613

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Habra, West Bengal branch in North 24 Parganas, Habra, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0001613. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Habra, West Bengal, North 24 Parganas

Here are some of the key details that come with the IFSC Code ICIC0001613 of Icici Bank Limited for its branch located in North 24 Parganas, within the district of Habra in the state of West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in North 24 Parganas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001613 for the Habra, West Bengal branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Habra, West Bengal, North 24 Parganas, West Bengal, are given a unique IFSC like ICIC0001613 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in North 24 Parganas.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like North 24 Parganas and Habra.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Habra, West Bengal goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0001613

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Habra, West Bengal in North 24 Parganas.

For example, the IFSC Code ICIC0001613 of Icici Bank Limited for the Habra, West Bengal branch has these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001613 of Icici Bank Limited for its Habra, West Bengal branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in North 24 Parganas and Habra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Habra, West Bengal or North 24 Parganas to get the exact IFSC Code ICIC0001613.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and North 24 Parganas that will provide accurate information.

How to Use IFSC Code ICIC0001613 for Online Transfers?

Once you have the IFSC Code ICIC0001613 for the Habra, West Bengal branch of Icici Bank Limited in North 24 Parganas, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001613. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001613.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Habra, West Bengal in North 24 Parganas, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Habra, West Bengal, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North 24 Parganas manage their online transfers and cheque clearances easily.