Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Basirhat branch in North 24 Parganas, Basirhat, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0000914. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Basirhat, North 24 Parganas
Here are some of the key details that come with the IFSC Code ICIC0000914 of Icici Bank Limited for its branch located in North 24 Parganas, within the district of Basirhat in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000914 |
| Branch | Basirhat |
| City | North 24 Parganas |
| District | Basirhat |
| State | West Bengal |
| Address | Icici Bank Ltd., Bhawanipur, P O Basirhat College, Taki Road, North 24 Parganas, West Bengal.743412 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in North 24 Parganas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000914 for the Basirhat branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Basirhat, North 24 Parganas, West Bengal, are allotted a unique IFSC like ICIC0000914 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in North 24 Parganas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like North 24 Parganas and Basirhat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Basirhat reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code ICIC0000914
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Basirhat in North 24 Parganas.
For example, the IFSC Code ICIC0000914 of Icici Bank Limited for the Basirhat branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0000914 of Icici Bank Limited for its Basirhat branch located in North 24 Parganas, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in North 24 Parganas and Basirhat, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Basirhat or North 24 Parganas to get the exact IFSC Code ICIC0000914.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and North 24 Parganas, you'll get the correct details.
How to Use IFSC Code ICIC0000914 for Online Transfers?
Once you have the IFSC Code ICIC0000914 for the Basirhat branch of Icici Bank Limited in North 24 Parganas, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0000914. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000914.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Basirhat in North 24 Parganas, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Basirhat, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0000914.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Bhawanipur, P O Basirhat College, Taki Road, North 24 Parganas, West Bengal.743412 located in North 24 Parganas, Basirhat, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.