For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Udwada branch in Navsari, Udwada, Navsari, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Navsari or anywhere in Navsari can transfer funds instantly by using the correct IFSC Code ICIC0004280. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Udwada, Navsari

The table below shows the main details of the IFSC Code ICIC0004280 for the Icici Bank Limited branch in Navsari, which falls under the Udwada district in Navsari.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004280
Branch Udwada
City Navsari
District Udwada
State Navsari
Address Icici Bank Ltd., Jannat Opp Irani Farm Nr Laxminarayan Temple Udvadagam Ta Pardi Dist Valsad Udvada Gujarat.396180

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Navsari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004280 for the Udwada branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Udwada, Navsari, Navsari, is provided with a unique IFSC like ICIC0004280 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Navsari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Navsari and Udwada.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Navsari and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Udwada do not get mixed with another location.

Format of the IFSC Code ICIC0004280

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Udwada in Navsari.

For example, the IFSC Code ICIC0004280 of Icici Bank Limited for the Udwada branch includes these elements, identifying the bank and the branch location in Navsari and Navsari accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004280 of Icici Bank Limited for its Udwada branch located in Navsari, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Navsari and Udwada, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Udwada or Navsari to get the exact IFSC Code ICIC0004280.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Navsari, you'll get the correct details.

How to Use IFSC Code ICIC0004280 for Online Transfers?

Once you have the IFSC Code ICIC0004280 for the Udwada branch of Icici Bank Limited in Navsari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004280. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004280.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Udwada in Navsari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Udwada, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Navsari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Udwada, Navsari?

The IFSC Code is ICIC0004280.

Is the IFSC Code ICIC0004280 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Udwada?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Udwada branch?

The address of the branch is Icici Bank Ltd., Jannat Opp Irani Farm Nr Laxminarayan Temple Udvadagam Ta Pardi Dist Valsad Udvada Gujarat.396180 located in Navsari, Udwada, Navsari.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.