Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its The Niphad Urban Cooperative Bank Ltd branch in Nasik, Niphad, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Nasik or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC00TNUCB. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, The Niphad Urban Cooperative Bank Ltd, Nasik
The table below shows the main details of the IFSC Code ICIC00TNUCB for the Icici Bank Limited branch in Nasik, which falls under the Niphad district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00TNUCB |
| Branch | The Niphad Urban Cooperative Bank Ltd |
| City | Nasik |
| District | Niphad |
| State | Maharashtra |
| Address | New Aurangabad Road,Shantinagar,D Line,Niphad,Dist Nashik,422303 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Nasik for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00TNUCB for the The Niphad Urban Cooperative Bank Ltd branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC00TNUCB is given to every bank branch, including Icici Bank Limited located in The Niphad Urban Cooperative Bank Ltd, Nasik, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Nasik.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Nasik and Niphad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in The Niphad Urban Cooperative Bank Ltd doesn't end up at another location.
Format of the IFSC Code ICIC00TNUCB
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Niphad Urban Cooperative Bank Ltd in Nasik.
For example, the IFSC Code ICIC00TNUCB of Icici Bank Limited for the The Niphad Urban Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Nasik and Maharashtra accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC00TNUCB of Icici Bank Limited for its The Niphad Urban Cooperative Bank Ltd branch located in Nasik, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Nasik and Niphad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for The Niphad Urban Cooperative Bank Ltd or Nasik to get the exact IFSC Code ICIC00TNUCB.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Nasik, you'll get the correct details.
How to Use IFSC Code ICIC00TNUCB for Online Transfers?
Once you have the IFSC Code ICIC00TNUCB for the The Niphad Urban Cooperative Bank Ltd branch of Icici Bank Limited in Nasik, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC00TNUCB. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00TNUCB.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited The Niphad Urban Cooperative Bank Ltd in Nasik may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in The Niphad Urban Cooperative Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Nasik manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00TNUCB.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is New Aurangabad Road,Shantinagar,D Line,Niphad,Dist Nashik,422303 located in Nasik, Niphad, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.