Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Bachai branch in Narsimhapur, Narsimhapur, Narsimhapur, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Narsimhapur or anywhere in Narsimhapur can transfer funds instantly by using the correct IFSC Code ICIC0002916. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Bachai, Narsimhapur
Here are the main details that are associated with the IFSC Code ICIC0002916 of Icici Bank Limited for its branch located in Narsimhapur, within the district of Narsimhapur in the state of Narsimhapur.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002916 |
| Branch | Bachai |
| City | Narsimhapur |
| District | Narsimhapur |
| State | Narsimhapur |
| Address | Icici Bank Ltd., Village Post Bachai, Distt Narsingpur, Madhya Pradesh.487001 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Narsimhapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002916 for the Bachai branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0002916 is given to every bank branch, including Icici Bank Limited located in Bachai, Narsimhapur, Narsimhapur, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Narsimhapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Narsimhapur and Narsimhapur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Narsimhapur and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Bachai doesn't end up at another location.
Format of the IFSC Code ICIC0002916
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bachai in Narsimhapur.
For example, the IFSC Code ICIC0002916 of Icici Bank Limited for the Bachai branch includes these elements, identifying the bank and the branch location in Narsimhapur and Narsimhapur accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0002916 of Icici Bank Limited for its Bachai branch located in Narsimhapur, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Narsimhapur and Narsimhapur, print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Bachai or Narsimhapur to get the exact IFSC Code ICIC0002916.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Narsimhapur, you'll get the correct details.
How to Use IFSC Code ICIC0002916 for Online Transfers?
Once you have the IFSC Code ICIC0002916 for the Bachai branch of Icici Bank Limited in Narsimhapur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0002916. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002916.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Bachai in Narsimhapur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Bachai, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Narsimhapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0002916.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Village Post Bachai, Distt Narsingpur, Madhya Pradesh.487001 located in Narsimhapur, Narsimhapur, Narsimhapur.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.