For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Tiruchengodu branch in Namakkal, Tiruchengodu, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Namakkal or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ICIC0000805. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Tiruchengodu, Namakkal

Here are some of the key details that come with the IFSC Code ICIC0000805 of Icici Bank Limited for its branch located in Namakkal, within the district of Tiruchengodu in the state of Tamil Nadu.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000805
Branch Tiruchengodu
City Namakkal
District Tiruchengodu
State Tamil Nadu
Address Icici Bank Ltd., No.488/3, Pms Towers,Near Mdv High School, Vellur Road, Tiruchengode Namakkal Dist.637211

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Namakkal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000805 for the Tiruchengodu branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Tiruchengodu, Namakkal, Tamil Nadu, is provided with a unique IFSC like ICIC0000805 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Namakkal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Namakkal and Tiruchengodu.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Tiruchengodu do not get mixed with another location.

Format of the IFSC Code ICIC0000805

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tiruchengodu in Namakkal.

For example, the IFSC Code ICIC0000805 of Icici Bank Limited for the Tiruchengodu branch includes these elements, identifying the bank and the branch location in Namakkal and Tamil Nadu accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000805 of Icici Bank Limited for its Tiruchengodu branch located in Namakkal, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Namakkal and Tiruchengodu, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Tiruchengodu or Namakkal to get the exact IFSC Code ICIC0000805.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Namakkal, you'll get the correct details.

How to Use IFSC Code ICIC0000805 for Online Transfers?

Once you have the IFSC Code ICIC0000805 for the Tiruchengodu branch of Icici Bank Limited in Namakkal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000805. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000805.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Tiruchengodu in Namakkal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Tiruchengodu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Namakkal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Tiruchengodu, Namakkal?

The IFSC Code is ICIC0000805.

Is the IFSC Code ICIC0000805 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Tiruchengodu?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tiruchengodu branch?

The address of the branch is Icici Bank Ltd., No.488/3, Pms Towers,Near Mdv High School, Vellur Road, Tiruchengode Namakkal Dist.637211 located in Namakkal, Tiruchengodu, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.